Modern agricultural tractor financed by Vanto Finance
Agriculture Equipment Finance

Farm finance,
in step with your season.

Tractors, headers, spray rigs, balers and on-farm capital upgrades — Vanto Finance structures agricultural loans around your harvest and cash flow. Seasonal repayments, competitive rates and Australia-wide settlement.

Seasonal & annual repayments
Loans from $20,000 to $2M+
New, used, imports & private sales
Nil-doc options for established farms
What We Fund

Every paddock. Every season.

  • Tractors & front-end loaders
  • Headers & harvesters
  • Boom sprayers & spreaders
  • Balers, mowers & rakes
  • Seeders, drills & tillage
  • Feed trucks & farm utes
  • Irrigation & water infrastructure
  • Sheds, silos & on-farm plant
Why Vanto

Finance that farms with you.

Seasonal repayments

Skip-months, annual or lump-sum structures aligned with your harvest and income cycle.

40+ lender panel

Specialist agri lenders plus mainstream banks — we compare and negotiate on your behalf.

Nil-doc for established farms

Streamlined applications for ABN holders 24+ months, with minimal financials required.

Fast rural settlement

We settle Australia-wide and coordinate with dealers, agents and private sellers directly.

Frequently Asked

Agriculture finance questions, answered.

Can repayments be structured around harvest?+

Yes. Annual, bi-annual and skip-month repayment structures are common for agricultural loans. We match repayments to when income actually arrives on your farm.

Can I finance used or imported farm equipment?+

Absolutely. Used tractors, ex-lease headers and imported machinery are all financeable through our lender panel, with terms tailored to the age of the asset.

Do you finance on-farm infrastructure too?+

Yes — silos, sheds, irrigation systems and fixed plant can be financed alongside mobile equipment as part of a bundled facility.

Is farm equipment finance tax-effective?+

Chattel mortgage and lease structures typically allow you to claim GST and depreciate the asset. Speak to your accountant and we'll match the structure to their advice.

Ready to apply

Get your next asset funded before the season starts.

Tell us the equipment, the price and your operation — we'll return a tailored, no-obligation quote within one business day.