Modern commercial ute and vehicle finance by Vanto Finance
Vehicle Finance

Vehicle finance,
built for business.

Cars, utes, vans, EVs and light-commercial fleets — Vanto Finance structures vehicle loans that match your business use. Access 40+ lenders, low-doc options and approvals in as little as 24 hours, Australia-wide.

Loans from $10,000 to $500K+
New & used cars, utes, vans and EVs
Low-doc options for ABN holders
Chattel mortgage, lease or novated lease
What We Fund

Every vehicle. Every business use.

  • Cars, SUVs and 4x4s
  • Light commercial vans
  • Single and dual-cab utes
  • Electric vehicles (EVs)
  • Business fleet upgrades
  • Private sales and dealerships
  • Novated lease structures
  • Replacement and expansion vehicles
Why Vanto

Finance that keeps you moving.

24–48 hour approvals

Fast-tracked assessment so you can secure the vehicle before it's gone.

40+ lender panel

We compare bank and non-bank options to find the sharpest rate and structure.

ABN & low-doc friendly

Solutions for ABN holders 12+ months, start-ups and businesses with limited financials.

Tax-effective structures

Chattel mortgage and lease options to claim GST, depreciation and running costs.

Frequently Asked

Vehicle finance questions, answered.

Can I finance a used or private-sale vehicle?+

Yes. Vanto Finance funds vehicles from dealers, private sellers and auctions across Australia. We handle the transfer and settlement directly with the vendor.

Can I finance electric vehicles or business fleets?+

Absolutely. EVs, hybrid vehicles and multi-vehicle fleets are all financeable. We can also bundle servicing, charging infrastructure and fleet management into a single facility.

Do I need a big deposit or full financials?+

Not always. Many of our lenders offer low-doc, nil-deposit or no-financials vehicle loans for ABN holders active for 12 months or more. New businesses are also welcome.

How fast can I get approved?+

Most vehicle finance applications receive an indicative approval within 24–48 hours. Straightforward deals can settle the same day once approved.

Ready to apply

Drive away sooner. Apply today.

Send us the vehicle details, price and your ABN — we'll return a tailored, no-obligation quote and indicative approval within one business day.