Fleet of commercial trucks financed by Vanto Finance
Truck & Transport Finance

Truck finance,
built for the road ahead.

From owner-drivers to national fleets, Vanto Finance structures truck loans that match your route revenue. Access 40+ lenders, competitive rates and approvals in as little as 24 hours — new or used, dealer or private sale.

Loans from $20,000 to $5M+
New & used, any age or supplier
Low-doc options for ABN holders
Chattel mortgage, lease or hire purchase
What We Fund

Every truck. Every trailer.

  • Prime movers & B-doubles
  • Rigid trucks & tippers
  • Curtainside & flatbed trailers
  • Refrigerated & cold-chain units
  • Tow trucks & car carriers
  • Vocational & waste trucks
  • Fleet upgrades & replacements
  • Private sales & imports
Why Vanto

Finance that keeps you moving.

24–48 hour approvals

Fast-tracked assessment so you can lock in the truck before someone else does.

40+ lender panel

We shop the market and negotiate on your behalf — you get the sharpest rate available.

Low-doc friendly

Solutions for ABN holders 12+ months, start-ups and businesses with limited financials.

Structured to your revenue

Seasonal payments, balloons and terms up to 7 years to protect cash flow.

Frequently Asked

Truck finance questions, answered.

How much can I borrow to finance a truck?+

Most clients finance between $20,000 and $500,000 per asset, though fleet facilities can extend to several million. The right amount depends on your ABN age, deposit, credit profile and the truck's age and value.

Can I finance a used or private-sale truck?+

Yes. Vanto Finance regularly funds used trucks from dealers, auctions and private sellers Australia-wide. We handle the transfer paperwork directly with the seller.

Do I need financials or a big deposit?+

Not always. Many of our lenders offer no-financials, low-deposit or nil-deposit truck loans for ABN holders active for 12 months or more. New-to-industry clients are also welcome.

How fast can I be approved?+

Standard approvals typically land in 24–48 hours. Once approved, settlement can happen the same day for straightforward deals.

Ready to apply

Get your truck loan approved this week.

Send us the truck, the price and your ABN — we'll come back with a tailored quote and indicative approval within one business day.