Hydraulic excavator financed by Vanto Finance
Machinery & Equipment Finance

Machinery finance,
ready when the site is.

Excavators, loaders, cranes, forklifts and specialised plant — Vanto Finance structures machinery loans that match your project timelines. Access 40+ lenders and finance new or used equipment from any supplier, Australia-wide.

Loans from $20,000 to $2M+
New, used, ex-hire & imports
Low-doc options available
Chattel mortgage, lease or rental
What We Fund

Every asset. Every trade.

  • Excavators & bulldozers
  • Wheel loaders & skid steers
  • Cranes & telehandlers
  • Forklifts & warehouse plant
  • Tipper trucks & civil plant
  • Workshop & manufacturing tooling
  • Compressors & generators
  • Attachments & ancillary equipment
Why Vanto

Built for busy operators.

Fast-track approvals

Most approvals within 24–48 hours so your job doesn't stall waiting on finance.

40+ lender panel

Bank and non-bank options in one comparison — we negotiate the sharpest structure for the asset.

Any supplier, any state

Dealer, auction, private sale or interstate — we settle the deal and handle transfer.

GST & tax-effective

Chattel mortgage and lease structures let you claim GST upfront and depreciate the asset.

Frequently Asked

Machinery finance questions, answered.

Can I finance older or ex-hire machinery?+

Yes. We regularly fund used and ex-hire plant. Age limits vary by lender, but assets up to 25 years old can often be financed with the right structure.

Do I need a deposit?+

Not necessarily. Many of our lenders offer nil-deposit machinery loans for established ABN holders. Deposits can also be used to sharpen the rate or extend the term.

Is machinery finance tax-deductible?+

Interest and depreciation on business-use machinery are generally tax-deductible. Speak to your accountant, and we'll structure the loan to match — chattel mortgage is the most common choice.

Can I finance from a private seller or auction?+

Yes. Vanto Finance handles auction bids and private-sale settlements every week. We coordinate directly with the vendor to release the asset once funds clear.

Ready to apply

Finance your next machine in days, not weeks.

Send us the asset details and your ABN — you'll have a tailored, no-obligation quote back within one business day.